Less than Perfect Credit? - First Allied Mortgage

Use of this web site is subject to the disclaimer.

First Allied Mortgage is an equal opportunity lender.

A California Corporation

Do You Have Less-than-Perfect Credit?
First Alliance Mortgage can help you get home financing.

Many potential borrowers and home buyers have a credit report showing late payments on installment loans and credit card balances and, perhaps even a history of foreclosure and/or bankruptcy. If you have had problems like this First Alliance Mortgage can help you obtain a "Second Chance Loan" for a home purchase, refinance and home equity. In many cases, it does not matter whether you have had charge-offs, collections or even tax liens on your credit report, if you can meet specific loan guidelines.
Many lenders like First Allied Mortgage use categories (grades) to assess credit risk for potential borrowers. The grades descend from an "A", for a borrower with excellent credit, to a "D", for a borrower with serious delinquencies and/or a high risk credit history. First Alliance Mortgage is a direct lender as well as a mortgage broker and may have the perfect solution to your difficulties. Use the following Personal Credit Worksheet to allow us to evaluate your credit and determine how we can best meet your particular mortgage loan needs.
It always helps to speak with one of our professional mortgage consultants to best understand your results and loan options. Apply now for a loan from First Alliance Mortgageand receive a FREE loan analysis.
Answer each personal credit history question below, submit the form and First Alliance Mortgage will determine:
     1. Your credit evaluation
     2. The program best suited to your needs
         (based on the information you provide)
     3. Recommendations for building your future good credit

Personal Credit Worksheet

Please enter the information to the best of your knowledge:
Section A: Mortgage Late Payments
Have you had any late payments on your mortgage within the last 24 months? If not, skip to section B.
Number of Mortgage Late Payments

Within the last 12 months

Between 13 and 24 months

30-59 days late

30-59 days late

60-89 days late

60-89 days late

90+ days late

90+ days late

Are you currently late on your mortgage?
Section B:Consumer Loan Late Payments
Have you had any late payments on your credit cards, auto loans, student loans or any other consumer debts? If not, skip to section C.
Number of Consumer Late Payments

Within the last 12 months

Between 13 and 24 months

30-59 days late

30-59 days late

60-89 days late

60-89 days late

90+ days late

90+ days late

Are you currently late on your consumer loan payments?
Section C: Collections, Charge offs, Judgements, Tax Liens
Do you have any collections, charge offs, judgements or tax liens?
Section D: Bankruptcies
Have you declared bankruptcy during the last 7 years?
Section E: Foreclosures
Have you had any foreclosures during the last 7 years?
Section F: Payment Load
Do you believe you are overextended with consumer debts, such as credit cards, auto loans, student loans, etc.?
Section G: Equity in your property
The value of my house is $
The total loan balances on my house are $

Your Name:

Current Address:

City:

State:

Zip:

E-Mail Address:

Home Phone Number:

Work Phone Number:

Social Security Number:

Date of Birth:

Gross Annual Income:

Employment :

How LongCurrent Employment:

Information entered will be directly e-mailed to our office.

"Personal Credit Worksheet" is copyright © 1998 i•Browse, inc. Used with permission.

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